Retirement for many is not going to happen. Most people now live paycheck to paycheck and cannot save. Retirement Plans have been gutted and watered down to where they cannot be used to retire. Because we are not allowed to tax the richest, we have been cutting social security and programs that help those in need.
http://www.alternet.org/economy/millions-americans-have-no-savings-cant-retire?akid=11367.294211.XRTNer&rd=1&src=newsletter943371&t=7
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