There is considerable early evidence that the reform law’s marketplaces are working exactly as intended
by forcing insurers to compete against each other. Comprehensive plans
proposed in California, Vermont, Washington, and Oregon are largely
affordable, and two Oregon insurance companies even lowered
their proposed prices once they realized that their initial rates were
too high to be competitive on the state’s marketplace.
http://thinkprogress.org/health/2013/06/20/2185811/premiums-obamacare-lower-expected/
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