Obamacare: Insurance Rates are lowering.

Americans who bought individual health plans in 2012 saved $2.1 billion thanks to Obamacare consumer protections that limit how much insurers can profit off of Americans’ premiums, according to a new study by the Kaiser Family Foundation (KFF). The vast majority of those savings stem from individual health plan providers lowering the premiums they charge Americans in an effort to comply with the reform law.

http://thinkprogress.org/health/2013/06/07/2121051/insurers-rebate-checks-premiums-obamacare/