Tuesday, April 4, 2017

TRUMP AND THE GOP ARE COMING FOR YOUR INSURANCE AGAIN! If you have a Pre-existing Condition - you could pay exorbitant prices and states can cut basic medical coverages.

http://www.dailykos.com/stories/2017/4/4/1650032/-Zombie-Trumpcare-rises-now-without-pre-existing-condition-protections?detail=email&link_id=13&can_id=626e66a269d15190e2bba2bb5e01ff6e&source=email-trumps-hysterically-stupid-tweet-seeks-apology-from-clinton-for-something-that-never-happened&email_referrer=trumps-hysterically-stupid-tweet-seeks-apology-from-clinton-for-something-that-never-happened&email_subject=trumps-hysterically-stupid-tweet-seeks-apology-from-clinton-for-something-that-never-happened


The GOP really want to take Millions off of their medical insurance.

Zombie Trumpcare rises, now without pre-existing condition protections

The terms, described by Representative Mark Meadows, Republican of North Carolina and the head of the Freedom Caucus, are something like this: States would have the option to jettison two major parts of the Affordable Care Act's insurance regulations. They could decide to opt out of provisions that require insurers to cover a standard, minimum package of benefits, known as the essential health benefits. And they could decide to do away with a rule that requires insurance companies to charge the same price to everyone who is the same age, a provision called community rating.
The proposal is not final, but Mr. Meadows told reporters after the meeting that his members would be interested in such a bill. To pass the House, any bill would need to find favor not just with the Freedom Caucus, but also with more moderate Republicans. It would also need to attract the support of nearly every Republican in the Senate to become law.
So technically they can say that they're keeping the requirement in the law for protections for people with pre-existing conditions, as Rep. Mark Meadows (R-NC) does, but it's a meaningless protection without the regulations forcing insurers to make it affordable. Meadows says he has an answer to that: "Those that have, you know, premiums that would be driven up because of catastrophic illness or long-term illnesses, we’ve been dealing with that for a long time with high-risk pools."
High-risk pools existed before Obamacare and for the most part failed. Coverage was really expensive and still had limited benefits and long waits. Yes, it drove down premiums for the healthy people when all the sick people were corralled in high-risk pools or just simply uninsured, but it drove up health costs for the whole system. And resulted in medical bankruptcies for people who had major medical events.
The plan would let states choose whether they wanted to keep the stricter protections of Obamacare, which means we'd see what happened with Medicaid expansion all over again. Rabid state Republican lawmakers would strip those protections away from their citizens, and the divide between red states and blue states would just deepen. Supposedly some House moderates have signed off on this idea because they think high-risk pools are enough, but whether it could garner enough support among Republicans is unclear. Same goes for the Senate. Particularly once they read in the news—or hear from their constituents in the next two weeks of recess—what this proposal would really do.

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